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The Latest from the Resource Center
Data Leak Protection
The increasing rate of data exposures is alarming. A recent statement from Info Watch, a part of Kaspersy Labs, reveals that the number of data loss incidents more than doubled year over year. The swift increase in the likelihood of a loss and the severity of a potential loss have companies quickly turning to data loss prevention (DLP) solutions to protect “data in motion.”
Defining what data is sensitive and requires protection is more problematic that it might seem at first glance. There is no one template for defining data as sensitive. Each business will define what is sensitive in a way that may not match a competitor.
The Insurance Market Explained
Many insurance purchasers have come to believe that their organization is in control of their insurance premium pricing because multiple carriers are bidding for their insurance. However, without fully understanding the dynamics or the terms associated with the insurance market, purchasers find themselves at the mercy of it. The terms “hard market” and “soft market”, for instance, are frequently tossed around the insurance industry but often without much accuracy or consistency. Few people fully understand what characterizes a soft or a hard market, let alone what creates these conditions. In this article, we’ll sort through the insurance industry jargon, explain the insurance market cycle, and examine some indicators of coming market changes
NCCI Experience Modifier Explained
For the vast majority of employers in the United States, the premium they pay for workers’ compensation insurance is primarily determined by something called the NCCI (National Council on Compensation Insurance) Workers’ Compensation Experience Modifier. This number is meant to be a “predictive indicator of future losses.”
Learn more about this important component of your risk management plan by downloading our whitepaper.